Bad Credit Car Loans &
Finance in Ontario
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Our Trusted Financial Partners
How it
Works
1
Budget Discovery
We start by getting to know you. Understanding your financial situation, budget, and vehicle preferences allows us to tailor the process to your unique needs. Our team gathers all the necessary details upfront, ensuring we can provide expert guidance and recommend the best options for you from the very beginning.
2
Financing Approval
With access to 15 trusted banking and lending partners, we work to secure the best approval for your needs. Our goal is to help you achieve the lowest rates and offer flexible terms, giving you complete control over your monthly payments.
3
Vehicle Selection
We present you with multiple deal options and a variety of vehicles tailored to your preferences and budget. Our goal is to help you find the perfect match that suits your needs and fits seamlessly into your lifestyle.
Car Shopping
Made Simple
Typical Auto
Experience
Time Consuming
Spend hours at a dealership, sitting in the finance office, waiting for numbers on a single vehicle you might not even want.
Inefficient
No clarity on whether the vehicle fits your budget or what other options are available to you.
Potential Rejection
Limited options and the risk of being denied financing can leave you frustrated and without a solution.
Right Turn Auto
Experience
Fast & Easy
We take the time upfront to understand your vehicle needs, concerns, and financial situation to simplify the process.
Stress-Free
Every vehicle we present fits your budget, and we offer multiple payment and vehicle options for you to choose from.
Any Credit Accepted
No matter your credit history, we’ll help you secure approval and guide you through debt management options to get you back on track.
What Makes Us
Different
At Right Turn Auto Credit, we specialize in providing bad credit car loans in Ontario. Our goal is to help people with less-than-perfect credit secure the vehicle they need. Whether you’re looking for a reliable car for family or work, we’re here to help you every step of the way.
Get Approved for Bad Credit Car Loans in Ontario
Struggling with bad credit but need a reliable car?
You’re not alone. Sometimes life doesn’t always go as planned. Whether it’s a job loss, unexpected expenses, or a few missed payments, bad credit can happen to anyone. But that shouldn’t hold you back from getting the car you need.
If you’re in Ontario and struggling with bad credit, Right Turn Auto Credit is here to help you get the car loan you need to get back on the road. Our experts work tirelessly to find financing solutions that work for you — regardless of your credit history. We offer car loans for bad credit in Ontario to help you get behind the wheel.
Our Bad Credit Vehicle Financing Products in Ontario
At Right Turn Auto Credit, we provide a range of services to help you secure car financing in Ontario. Our comprehensive products include:
Bad Credit Car Loans
Facing repeated rejections when trying to finance a vehicle can be frustrating. But not anymore! Our bad credit car loans in Toronto Ontario have got you covered. We partner with various lenders to offer competitive rates and flexible terms, ensuring you have the best chance of approval.
New and Used Car Loans
Whether you want a brand-new vehicle or a used car, we can help you in securing the right financing. Our car loans with bad credit in Ontario are structured to accommodate the type of car you choose.
Refinancing Options
Got a car loan but are struggling with high interest rates due to your credit history? Right Turn Auto Credit we can help. Our refinancing options allow you to adjust your loan terms, lowering your monthly payments and making your finances more manageable. If you’ve improved your credit score since your initial loan, our refinancing options are a lifesaver.
Vehicle Trade-Ins
Looking to trade in your current vehicle? We accept trade-ins, making it easier to upgrade to a new car. Our team will assess the value of your trade-in and apply it toward your new car loan. This will help you reduce the amount you need to borrow.
What Sets Right Turn Auto Credit Apart
Right Turn Auto Credit is committed to helping you drive the car you want at a payment you can afford. Here’s why you should choose us:
- Proven Expertise: Over 12 years in the auto industry, delivering trusted serviceHigh
- Approval Rate: A 95% approval rate for clients, even with bad credit.
- OMVIC Registered Dealer: We’re a registered dealer with the Ontario Motor Vehicle Industry Council
We’re a professional team ready to find the best Ontario bad credit car loans for you. Our team focuses on your future, not your past.
Drive Your Dream Car With Bad Credit Car Loans Ontario
Ready to find your dream car? Don’t let bad credit stop you from getting the car you need. At Right Turn Auto Credit, we offer reliable bad credit car loans Ottawa Ontario to fulfill your dreams. Whether you’re in Toronto, Ottawa, or anywhere else in the province, we’re here to help you secure the financing you need.
Satisfied Drivers
Real Reviews from Real People
Great service, awesome staff. Thank you Isabelle Irowa for all the help you have given us. You made everything easy for us – you are amazing! I never thought getting a new car is that easy with you. I would definitely recommend to everyone this company. We even get our car delivered to our door step, that’s how awesome they are to their clients. God bless you all, and many thanks.
Joan Abanto
I recently purchased a car from Right Turn Auto, and I couldn’t be happier with the experience. Shannon, my finance manager, went above and beyond to ensure all my needs and expectations were met. She guided me through each step with patience and clarity, making what can often be a stressful process feel smooth and easy. Shannon’s dedication and expertise truly set her apart, and I am incredibly grateful for her support. I would highly recommend Right Turn Auto to anyone in the market for a vehicle. Thank you, Shannon, and the whole team for making this such a positive experience!
❤️✨ RESILIENCE
Yesia Bedward (RESILIENCE)
If you need a vehicle, this is the place to TURN to. Mila was amazing! After a traumatic experience with a car accident, Mila got me into exact car we wanted and in less than a week. Go to Right Turn and definitely ask for Mila.
Mark Williams
My mom and myself would love to thank Mila for doing such an amazing job at getting us a beautiful vehicle when we were almost loosing hope a getting a better vehicle Mila came to our rescue THANK YOU MILA you truly are amazing 👏 ❤️
Connie
What an amazing experience! Nicole from Right Turn Auto Credit was extremely helpful and guided me through this whole process. She was very patient and understanding and went above and beyond to help me. I am truly so happy with my experience and very grateful for all of Nicole’s help through this process. I love my new car and am so excited to start driving it. I highly recommend Right Turn Auto Credit and ask for Nicole, she is awesome and extremely helpful! Thank you Nicole for making this process so much smoother and for being so helpful, I couldn’t be happier!
Alessia Servello
I worked with Shannon she was absolutely amazing! She made the impossible happen. This was my first car and unfortunately my co-signer didn’t have there g1 but she got an exception from the bank! Even got the delivery fee added to my monthly payments. If you’re looking for a car 100% ask for Shannon here at right turn auto. She was amazing to work with. After being denied by so many dealers it seemed impossible especially with me on maternity leave, but she made the impossible happen. I’m very happy with my 2018 Buick encore. She made sure she got me a car I could afford. Couldn’t be more thankful.
Kiana Maracle
After undergoing a bankruptcy 5 yrs ago, Shannon worked her magic and got us exactly what we wanted plus some.. she is truly a godsend along with her Team @ Right Turn Auto, definitely highly recommended, if you had the rest now try the best !! 💯❤️ Thank you so much for everything again as well as Colin Duffy who brought her directly to our home safe and sound 💪 💯
Brad Beauvais
Chris NashJanuary 30, 2021. The experience was over all great. Myself and my wife worked so hard to get out of a rut we were in and try to do better for our growing family . We had turned to sooo many car dealers to not even be looked at or heard. Turned away for having no credit and small debt. Then my wife came across right turn auto and said she read all the reviews and felt we had a chance. "She said , it's a team of women, they will listen.. I think we have a chance. away for having no credit. We dealt with isabella and mila. Thanks for all your work to make this happen. We got our new truck tonight Reta DayJanuary 22, 2021. My experience with this company was absolutely amazing! Very quick responses, professional and smooth. I had all my questions answered, I trusted them with everything. I would highly recommend going to Nicole and her team! And....she helped me pick out a vehicle I absolutely 💯 love. Suzanne ZachariahJanuary 21, 2021. I can't say enough about Right Turn and Isabelle!!! Great service amazing woman and I love my new ride!!! Terry JantzenJanuary 20, 2021. Nicole was very friendly, helpful and got us a great quality car for our family. Will be looking forward to dealing with them in the future. Sam AdieJanuary 20, 2021. On December 28th my beater car broke down for the last time at work. The car I hated so much. The car I previously bought when I thought I was between a rock and a hard place. I live just over 50km from work and am a shift worker....I need a car. I called a trusted source to ask about financing and he said "you know...I can put you in touch with someone"...soon after, I was talking to Mila Szumowski on the phone. The sound of her voice and her knowledge and confidence gave me something I needed even before the car...Hope. My research had me looking at cars I really didn't like at financing rates that told me I couldn't even afford those cars. With no money, it had to be financed. I felt I had to take what I could get, but even still, there were just a few things I needed my car to have. A conversation with Mila and she came back with choices...sweet choices and one was a car I really did want. In my current situation and with my less than desirable credit Mila Szumowski got me the car, colour and engine that I wanted. So now, how to get me my car on my schedule while I'm driving a rental for a few days. Paul delivered my car at my convenience all ready to go to the rental place when I returned the rental car. Thank you so much...no problem he said, I've delivered cars to Sault Ste. Marie and even Timmins. He walked me through a very detailed car, (it looks brand new) and answered my questions. Mila Szumowski took care of everything...I mean Everything from the car, the loan, licensing, working with my insurance and even easing my stressed frame of mind....all over the phone. I went from looking at 2005 - 2006, trying to keep kilometers at least around 250,000 and wondering how I was even going to afford the car much less the issues you know it's going to have to Mila placing me into a 2019 Honda Civic with low kilometers. I wouldn't have even looked there. Mila = Mmmmagic. Jeff SeguinJanuary 18, 2021. Amazing!!!! Good hearted people that actually care more about you and your situation and care less about making the sale...They do what it takes to keep you happy and no high pressure. I will recommend to anyone and everyone. Wish more people were this kind and altruistic. Thank you. Praveen K.T.January 17, 2021. This is the 2nd purchase from Right Turn Auto - and still surprised on how excellent their services are. Right from the beginning to end, Nicole, was there every step of the way. Just like Lina was when I first purchased a car through them. Whatever the situation maybe, they collectively work hard to make sure your needs are met. Their service actually exceeds expectations. Professional. Quality. Service. Highly, Highly recommended. german87lJanuary 15, 2021. I was recently in a car accident and was in need of another set of wheels since mine was a right off. A friend recommended Mila from Right Turn Auto Credit so I got in contact with her. I'm glad I did because she made buying a car, stress free. Never asked for any money or anything other then your personal information and want your looking for. She will then go off and look for what you want. In the end I got a nice car, pretty quickly at a far price. Really was the easiest car purchase I've ever made. Carole BonhommeJanuary 14, 2021. I would like to give a big thank you to Mila Szumowski. Mila went above & beyond to help us get into a new vehicle. The entire process was all done virtually due to the pandemic. In the past it’s taken hours upon hours to get through this process. Thanks so much for everything you did, especially taking care of our previous finance company. We Love our new vehicle