Thunder Bay

Drive The Car You Want.

Apply Today. Choose A Vehicle.

Start Here

CTA Main Financing form

"*" indicates required fields

Name*
Driver's License?
Employment
This field is for validation purposes and should be left unchanged.

Secure Bad Credit Car Loans in Thunder Bay, Ontario

Get approved for a car loan in Thunder Bay. At Right Turn Auto Credit, we specialize in bad credit car loans and make the financing process simple.

Reliable Car Loans-Even With Bad Credit

Getting a car loan with bad credit in Thunder Bay might seem like a challenge, but it doesn’t have to be. At Right Turn Auto Credit, we know just how difficult it can be to navigate traditional financing when your credit score isn’t perfect. We also know how essential it is to have a reliable vehicle in Thunder Bay and that’s why we are committed to helping you find practical solutions.

Our aim is to make the car loan process as simple and accessible as possible, no matter your credit history. Right Turn Auto Credit specializes in providing flexible financing options for people in Thunder Bay, focusing on finding solutions that work for your unique situation.

We don’t just look at your past-we consider your current financial standing and help you move forward with confidence. Get in touch today and let us help you get on the road, stress-free, with a loan you can afford.

Why Thunder Bay Drivers Choose Us

At Right Turn Auto Credit, we understand the unique challenges faced by Thunder Bay residents when it comes to securing car loans, especially with less-than-perfect credit. Our goal is to make car financing simple, straightforward, and accessible, no matter your financial background. Here’s why so many drivers in Thunder Bay choose us for their car loan needs.

Personalized Financing Solutions

We don’t believe in a one-size-fits-all approach. Your financial situation is unique, and we treat it that way. Our team takes the time to understand your current circumstances, whether you’ve had credit issues in the past or you’re just starting to build your credit.

We work with a wide network of lenders, giving us the ability to find flexible financing options that match your specific needs. Whether you’re looking for a lower monthly payment or a shorter loan term, we’ve got you covered.

No Credit History? No Problem

For Thunder Bay residents who don’t have an established credit history, getting a car loan can feel nearly impossible. However, we believe that everyone deserves the opportunity to own a vehicle.

If you’re a first-time car buyer or you haven’t had a chance to build credit yet, we can help you secure a loan that’s designed for individuals with no credit history.

Our lenders look beyond traditional credit scores to assess your ability to make timely payments, giving you the chance to get behind the wheel and start building credit.

Quick and Easy Process

We know that time is of the essence when you need a vehicle. That’s why we’ve streamlined our process to make it as fast and stress-free as possible. From the moment you apply to the time you’re approved, our process is designed to get you into your new car quickly.

In many cases, Thunder Bay drivers can receive approval within the same day. We focus on minimizing paperwork and providing clear guidance throughout the entire process, so there are no surprises or delays.

Local Expertise You Can Trust

At Right Turn Auto Credit, we’re not just another car loan company. We’re part of the Thunder Bay community. Our team understands the local economy, the specific needs of Thunder Bay residents, and the best ways to secure financing for people in the area.

Our local expertise means we’re able to offer advice and loan options that are truly tailored to you. We pride ourselves on building long-term relationships with our clients, many of whom return to us for future car loans or refer their friends and family.

Customer-Centric Service

What sets us apart is our commitment to putting the customer first. From the moment you contact us, we’re focused on making your car-buying experience as smooth and hassle-free as possible.

We’re always available to answer questions, address concerns, and provide guidance. Thunder Bay drivers know they can rely on us for honest, transparent, and friendly service from start to finish.

Car Loans in Three Easy Steps

Step One: Initial Consultation

We begin by taking the time to understand your current financial situation, credit score, and vehicle preferences. This step helps us tailor the loan options specifically for you, ensuring you get the best deal possible.

Step Two: Lender Matching

Once we have your details, we reach out to our network of lenders. These lenders are willing to offer loans even if you have bad credit. We focus on finding financing with affordable terms and flexible repayment options.

Step Three: Vehicle Selection and Finalization

After you’ve been approved for a loan, we assist you in choosing a reliable vehicle that fits both your budget and personal needs. We present you with several options, making sure you find something that works for you. Once selected, all paperwork is finalized, and you drive away in your new car without hassle.

Read Our Reviews

We’re proud of our reputation as a leading provider of bad credit car loans in Ontario. Keep reading to see what our satisfied customers have to say about our team.

Let Us Get You On the Road Today

Don’t let poor credit stop you from driving the car you need. Reach out to Right Turn Auto Credit in Thunder Bay today to begin your application. Our team is here to assist you in finding the perfect loan and vehicle, wherever you are in Thunder Bay. Contact us now and take the first step toward driving with confidence.

Satisfied Drivers

Real Reviews from Real People

Car Shopping

Made Simple

Typical Auto
Experience

Time Consuming​

You have to go drive into the dealership, sit in the finance office, and wait for the numbers to come back on that one vehicle you’re unsure about.

Inefficient

You don’t know if the vehicle fits within your budget. You don’t know what options you have available to you.

Potential Rejection

You have to go drive into the dealership, sit in the finance office, and wait for the numbers to come back on that one vehicle you’re unsure about.

Right Turn Auto
Experience

Fast & Easy

We learn about the kind of vehicle you’re looking for and all of your concerns and issues up-front.

Stress-Free

We make sure ahead off time that the vehicles we show you fit within your budget, and you receive multiple vehicle and payment options.

Any Credit Accepted

Regardless of your credit history, we will be able to help you navigate debt management and securing an approval.

How it

Works

1

Budget Discovery

We learn more about your situation, your budget, and what kind of vehicle you are looking for. We make sure to gather as much information up front so we can offer you our expert guidance

2

Financing Approval

We secure you the best approval from our 15 available banking and lending options. This means you get the lowest rate available and absolute freedom when it comes to term and monthly payments.

3

Vehicle Selection

We offer you several different deal structures with multiple vehicles that fit your guidelines and perfectly match what you and your family are looking for.

We

Serve

We serve communities, towns, cities and regions throughout Ontario.

We can assist with you wherever you are! Our technology will match you with a dealership in your area that has the best  possible rates and dozens of vehicle options.

In addition to Thunder Bay , we also serve:

Lively

Redwater

Haileybury

Capreol

North Bay

Temiscaming

Espanola

Elliot Lake

Parry Sound

Sturgeon Falls

Powassan

Ville-Marie

Little Current

South River

Blind River