Bad Credit Car Loans
Get Approved for Bad Credit Car Loans in Ontario, Canada
Right Turn Auto Credit Specializes in Helping Ontario Residents Get Car Loans Regardless of Their Credit Situation.
Find the Ride of Your Dreams
Having a less-than-perfect credit score shouldn’t stop you from getting behind the wheel of a quality, reliable vehicle. So, don’t give up hope! We’re here to tell you that bad credit car loans are available, even if the big banks have turned you away.
Speak to our friendly Ontario team today to find out how we can help you finance a car.
What Sets Us Apart From Other Lenders
For years, we’ve been helping folks like you get approved for car loans for bad credit across Ontario. Whether you live in Thunder Bay, Sault Ste. Marie, North Bay, Kingston, Windsor, Belleville, or Pembrook – we can help you find an affordable set of wheels to call your own.
Our friendly team of finance advisors has over 15 years of combined experience and can get you driving again, even with credit challenges.
How Our Car Loans in Ontario Differ
We take pride in our personalized customer service and flexible car loan options. Here are a few reasons why choosing us is a smart decision:
Lower Interest Rates
As a local Ontario company, we cut out the extra fees and middlemen associated with bigger banks. The savings get passed onto you in the form of lower monthly payments. Our average interest rates for bad credit car loans are among the best in Ontario.
Wide Range of Vehicle Options
We approve car loans for bad credit on used, certified pre-owned, and even some newer cars. That means you get your choice of popular makes and models, not just the high-risk leftovers that other lenders are pushing.
Approval Process Only Takes Days
With Right Turn Auto Credit, there’s no waiting around for weeks to find out if you’re approved. Our streamlined application reviews your credit score and income quickly so you can get on the road faster.
Flexible Loan Terms
Based on your budget and choice of vehicle, we can structure bad credit car loans with repayment periods from 24 months. This ensures you get a loan that suits your budget and schedule.
Easy Online Application
Skip the hassle of filling out piles of paperwork. You can start the approval process for a car loan for bad credit right from our website anytime, day or night. Prefer to speak to a member of our team? Just give us a call.
Local Service
As an Ontario-based company, we’re local. You won’t be talking to faceless representatives in a call centre thousands of miles away.
How Do I Qualify for a Bad Credit Car Loan?
If you live in Ontario and meet the basic criteria below, there’s an excellent chance we can help you secure your next vehicle through our bad credit car loans Ontario program:
- Be a Canadian citizen or permanent resident
- Be at least 18 years old
- Have a minimum annual income of $20,000
- Have steady, verifiable employment for at least six months
- Have a valid Canadian driver’s license for 2+ years
If you can check those boxes and have all the required documents, you can apply. Our loan advisors will review your information promptly and guide you through the next steps like selecting your vehicle and finalizing the loan paperwork.
How Much Can I Borrow?
When it comes to car loans for bad credit, affordability matters. You want a monthly payment you’re comfortable with that still allows you to drive away in a vehicle that meets your needs.
At Right Turn Auto Credit, we consider your full financial situation when determining loan amounts. Individual approval amounts can vary based on our analysis of your credit report analysis, proof of income, loan term, and the vehicle value and condition.
Our advisors will take the time to help you establish a balanced budget for the vehicle you choose. The goal is long-term affordability, not just getting you approved for the maximum dollar amount.
Wide Array of Quality Used Cars Available
Many lenders only focus on vehicles deemed high-risk or those a few years away from the scrap yard. But here at Right Turn Auto Credit, we take pride in offering trustworthy transportation options as part of our bad credit car loans.
Our Car Loan Process
Applying for a loan with Right Turn Auto Credit is fast and easy. Here’s how it works:
Step One: Your Budget Blueprint
One of our auto loan experts will talk to you about your transportation needs, budget, and credit profile. With more than 15 lenders to choose from, we can map out the smartest path toward affordable monthly payments.
Step Two: Your Application and Approval
We’ll quickly submit your application to our partner lenders, negotiating for the lowest rate and optimal loan structure. There’s no runaround – just streamlined approvals within days.
Step Three: Enjoy Your New Car
Once your loan is approved, it’s time to enjoy the perfect ride! Our straightforward approach cuts through the clutter, getting you the car you want with payments tailored to your budget and lifestyle.
Get started today!
Here’s What Our Clients Say About Our Car Loans
We’re proud to serve the Ontario communities of Thunder Bay, Sault Ste. Marie, North Bay, Kingston, Windsor, Belleville, and Pembrook. Here’s what our customers in those areas say about our loans.
Get Started With Your Application and Drive Away in Days!
As a dedicated provider of car loans in Ontario, Canada, we understand the frustration that comes with credit obstacles holding you back from getting on the road again. But applying through Right Turn Auto Credit could be your path to approval and the freedom of owning reliable transportation.
Remember, we work with individual needs and qualifications – not blanket credit scores. Why put off getting back into the driver’s seat? With a simple online application or quick phone call, you can start the ball rolling on one of our bad credit car loans today.
It’s time to take control and get driving again!
