Bad Credit Car Loans &
Bad Credit Car Finance Near You in Kingston, ON
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At Right Turn Auto Credit, we believe you should be able to own a vehicle regardless of credit history. Our specialized bad credit car loans are designed to get you on the road while steering your finances in the right direction.
Car Loans for Bad Credit in Kingston Made Simple
Kingston’s picturesque streets and bustling economy demand reliable transportation. But if you’re grappling with bad credit, the journey to car ownership can feel like navigating through a maze.
That’s where Right Turn Auto Credit comes in. We’ve paved a smooth path to vehicle financing for countless Kingston residents, turning their dreams of car ownership into reality.
Our approach is simple: we look beyond the numbers to see the person behind the credit score. Whether you’re a student at Queen’s University, a young professional working downtown, or a family in need of a reliable vehicle, we have solutions tailored to your unique situation.
Our team is understanding and ready to provide flexible bad credit car loans in Ontario that are specifically tailored to your budget and lifestyle. We don’t just get you behind the wheel; we set you on the road to financial recovery and success.
Why Kingston Drivers Trust Right Turn Auto Credit
Local Expertise
Kingston isn’t just a dot on the map for us — it’s our home. We understand the unique challenges and opportunities that come with living in this historic city. From the need for reliable transportation to reach the Canadian Forces Base Kingston, to the desire for a comfortable ride for weekend trips to Wolfe Island, we get it.
Our team of Kingston-based finance experts is deeply rooted in the community. We’re not just loan providers; we’re your neighbors, friends, and fellow Kingston enthusiasts. This local insight allows us to craft car loans for bad credit solutions that truly fit the Kingston lifestyle.
Inclusive Financing
Life in Kingston is diverse, and so are the financial situations of its residents. Whether rebounding from a financial setback, new to Canada and building credit from scratch, or dealing with the aftermath of a divorce or job loss, we have a place for you.
Our inclusive approach means we look at the whole picture – not just your credit score. We consider factors like your income, employment stability, and future potential. This holistic view allows us to say “yes” when others might say “no.”
Rebuilding Credit
Securing a Kingston bad credit car loan isn’t just about getting from point A to point B. It’s about charting a course to better financial waters. Think of your car loan as a beacon guiding you towards improved credit and expanded financial opportunities.
With each on-time payment, you’re building a stronger credit profile. This can lead to better loan terms in the future when you need to finance a home, secure a business loan, and more.
What Makes Us Different?
Experience You Can Trust
For over a decade, we’ve been helping people in Kingston and across Canada get behind the wheel. Our team of friendly Auto Finance Advisors knows how to find the right loan for you, even if you have:
- Bad credit
- No credit
- Been through bankruptcy
- Are in a consumer proposal
- Need no money down financing
Swift Approvals
In a city that seamlessly blends historic charm with modern hustle, we know time is of the essence. Our streamlined approval process is designed to keep pace with Kingston’s rhythm. Many of our clients find themselves approved the same day, and we have a high approval rate of 95%.
No Judgement Zone
Kingston’s spirit of renewal and growth — evident in its revitalized waterfront and thriving arts scene – inspires our approach to credit. We believe that past financial struggles shouldn’t define your future. That’s why we focus on your current ability to manage a bad credit car loan, not judge your past financial decisions.
Fair and Transparent
We’re registered with OMVIC (Ontario Motor Vehicle Industry Council). This means we follow strict rules to protect your rights as a consumer. We believe in being completely open about credit, even if you don’t buy a car from us.
Excellent Customer Care
Our commitment to Kingston goes beyond just providing loans. Need advice on winter-ready vehicles for those snowy Kingston winters? Looking for the most fuel-efficient options for your daily commute down Princess Street? Our team is always ready with Kingston-specific insights and recommendations.
Our Process
Step 1: Understanding Your Needs
We start by getting to know your unique situation, including income, expenses, and credit history. Our team will also explore the type of vehicle you’re interested in and any specific requirements you may have. This helps us provide tailored advice and match you with the most suitable loan options.
Step 2: Finding the Right Financing
Using our network of 15 lenders, we find the best financing options for your needs. We look for loans with competitive rates and terms that align with your budget. Our focus is on securing a loan that meets your financial requirements and offers the flexibility to make manageable payments.
Step 3: Choosing Your Vehicle
Once your financing is in place, we assist you in selecting a vehicle that fits your preferences and financial criteria. We present you with a range of options, ensuring they meet your personal or family needs and budget. You’ll drive away with a car you love and payments you can afford.
Hear From Our Customers
Our satisfied customers are our best advocates. Here’s what some of your neighbors have to say:
Don't Let Bad Credit Hold You Back
At Right Turn Auto Credit, we believe that everyone deserves a second chance. Our dedicated team will guide and support you throughout the entire process, providing exceptional customer service. With our simple approach, you can get back on the road and start rebuilding your credit today.
Take the first step toward securing your bad credit car loan in Kingston with Right Turn Auto Credit.
Satisfied Drivers
Real Reviews from Real People
Great service, awesome staff. Thank you Isabelle Irowa for all the help you have given us. You made everything easy for us – you are amazing! I never thought getting a new car is that easy with you. I would definitely recommend to everyone this company. We even get our car delivered to our door step, that’s how awesome they are to their clients. God bless you all, and many thanks.
Joan Abanto
My overall experience with Right Turn Auto Credit gives them six stars!! Isabelle Irowa is an angel! She is extremely professional, her no pressure approach is what won me over. She took the time to explain every step of the process to us while she worked her magic to find our family the perfect car. Isabelle thank you so much for all your hard work, we will certainly see you again when its time to trade this beauty in.
Theresa Mendez
I just would like to say that Amanda and Nicole are very good at customer service. They genuinely do care about your situation. I want to thank these ladies for going the extra mile. They definitely knew that I was very picky person when it came to vehicles. I ended up getting 2018 SUV. I’m truly enjoying it. Thanks ladies for all your hard work. I appreciate the great customer service as our relationship has grown into friendship. Thanks again! Recommend anyone looking for vehicle and truly be treated VIP! This is place. You guys Rock!
Sharmaine Wright
I want to thank Anna G for helping me get approved for a car. After going to dealerships and they couldn’t help me, Anna at Right Turn Auto did. She got me approved in a day and walked me through every step. I now am driving a 2017 Kia Rio lx+ and I love it. I did the application and everything was done very quickly. I will definitely be going back to see her for my next vehicle. They make you feel like part of their family. She made me feel very comfortable from start to finish and texted me and called me to let me know everything that was going on with the vehicle. Thank you again for everything, and I will definitely be coming back.
Kelly Speteri
Isabelle went above and beyond to help find the closest fit for my situation. Both Isabelle, with some help from Nicole, worked tirelessly to make sure everything was a good fit and that I was satisfied. Also a shout out to Paul for delivering the vehicle all the way up to Sault Ste. Marie. He had never been here before. We (Judy and I) pointed out some land marks while driving him to the airport so he could catch his flight home. When it came to personal customer service, you set the bar very high. I don’t think there would be many companies that meet your standards. Dedication, integrity and honesty are qualities well shown. Thank you very much to all of you. The name of your company says it all.
Darren Robertson
We dealt with Isabelle and were totally amazed at how easy she made it. She went above and beyond to help us get a loan and feel good about it. She is absolutely one of the most caring down to earth people I have ever meant. It was totally our pleasure. Not just a loans officer but a new friend.
Michael Gee
I am very pleased with Right Turn Auto. I dealt with Amanda Romain and she had me in a new vehicle within a week of contacting her. I got the car I wanted and everything I asked for it to have. Amanda kept in touch with me letting me know how it was going. She answered any questions I had as well as getting me a great deal for financing. I would recommend this company to anyone. They didn’t push me into getting something I didn’t want just to have my business. I am very pleased with their service. Thank you Right Turn Auto and especially Amanda for the great business you have.
Pat Wellwood
Car Shopping
Made Simple
Typical Auto
Experience
Time Consuming
You have to go drive into the dealership, sit in the finance office, and wait for the numbers to come back on that one vehicle you’re unsure about.
Inefficient
You don’t know if the vehicle fits within your budget. You don’t know what options you have available to you.
Potential Rejection
You have to go drive into the dealership, sit in the finance office, and wait for the numbers to come back on that one vehicle you’re unsure about.
Right Turn Auto
Experience
Fast & Easy
We learn about the kind of vehicle you’re looking for and all of your concerns and issues up-front.
Stress-Free
We make sure ahead off time that the vehicles we show you fit within your budget, and you receive multiple vehicle and payment options.
Any Credit Accepted
Regardless of your credit history, we will be able to help you navigate debt management and securing an approval.
How it
Works
1
Budget Discovery
We learn more about your situation, your budget, and what kind of vehicle you are looking for. We make sure to gather as much information up front so we can offer you our expert guidance
2
Financing Approval
We secure you the best approval from our 15 available banking and lending options. This means you get the lowest rate available and absolute freedom when it comes to term and monthly payments.
3
Vehicle Selection
We offer you several different deal structures with multiple vehicles that fit your guidelines and perfectly match what you and your family are looking for.
We
Serve
We serve communities, towns, cities and regions throughout Ontario.
We can assist with you wherever you are! Our technology will match you with a dealership in your area that has the best possible rates and dozens of vehicle options.
