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Bad Credit Car Loans in Ontario | Right Turn Auto Credit
Bad Credit Car Loans in Ontario | Right Turn Auto Credit
Get approved for a car loan in Ontario with any credit score at Right Turn Auto Credit, where we make it easy to drive the car you want and rebuild your credit.
Easy Car Loans for Bad Credit in Ontario
Finding a car loan with bad credit can be challenging, especially in Ontario, where many lenders have strict credit requirements. If you’ve been turned down by banks or traditional dealerships because of your credit score, Right Turn Auto Credit is here to help.
We specialize in providing bad credit car loans to residents throughout Ontario, ensuring that you can drive a reliable vehicle no matter your financial history. Whether you’re in Thunder Bay, Sault Ste. Marie, North Bay, Kingston, Windsor, Belleville, Pembroke, or any other city in Ontario, we have the expertise to find a loan that fits your budget and needs.
We understand that everyone’s financial situation is different, which is why we work with a wide network of lenders who are willing to consider all credit types. Our aim is to make car financing accessible and straightforward, giving you the chance to rebuild your credit over time.
With flexible terms and competitive rates, we make it easy for Ontario residents to get back on the road with confidence. At Right Turn Auto Credit, we’re committed to helping you secure a car loan that works for you, regardless of your credit score.
Benefits of Getting a Bad Credit Car Loan with Us
Getting a car loan with bad credit is not just about acquiring a vehicle. It’s also an opportunity to improve your financial health. When you work with Right Turn Auto Credit, you have the opportunity to rebuild your credit score over time.
Making timely payments on your car loan demonstrates financial responsibility and helps to gradually raise your credit score. This improvement can open doors to better financing options in the future and help you qualify for lower interest rates.
By managing your car loan well, you’re not only driving a new vehicle but also investing in a stronger credit profile.
Flexible Terms and Options
One of the key advantages of working with us is the flexibility we offer. We understand that each person’s financial situation is unique, so we provide a range of loan terms and payment options.
Whether you need a short-term loan with smaller payments or a longer-term loan with more manageable monthly installments, we can find a plan that fits your needs.
Our connections with a network of lenders allow us to offer competitive rates and customize loan terms to match your budget. This flexibility ensures you can find a loan that makes your monthly payments affordable, even with bad credit.
Quick Approval
We know that time is important when you’re in need of a new vehicle. At Right Turn Auto Credit, we streamline the approval process to get you on the road as quickly as possible.
Many of our customers receive loan approval within the same day they contact us. Our efficient process means less waiting and more driving.
By choosing us, you’ll avoid the delays and uncertainty that often come with traditional car loan applications. This quick turnaround not only helps you get a car faster but also reduces the stress associated with lengthy approval procedures.
Our Simple Three-Step Process
Step 1: Budget Discovery
The first step in securing your car loan with Right Turn Auto Credit is Budget Discovery. We begin by understanding your current financial situation, including your income (note that it is necessary to have a full-time income to qualify), expenses, and credit history. During this process, we also discuss the type of vehicle you’re interested in and any specific needs or preferences you have.
This detailed assessment allows us to tailor our recommendations and ensure that the car loan options we present fit within your budget. By gathering all the necessary information upfront, we can offer guidance that aligns with your financial capabilities and vehicle requirements.
Step 2: Financing Approval
Once we have a clear understanding of your budget and vehicle preferences, we move to Financing Approval. Our team works with a network of 15 banking and lending partners to find the best loan options available for you.
We seek out the most favorable rates and terms, ensuring you get the lowest possible interest rate and flexible payment options. This step is crucial for finding a loan that not only meets your needs but also fits comfortably within your budget.
We handle the details of securing approval, making the whole process smooth and straightforward for you.
Step 3: Vehicle Selection
With your financing in place, the final step is vehicle selection. We present you with several vehicle options that match your budget and preferences. Our goal is to offer a range of choices so you can find a car that meets your needs and suits your lifestyle.
So, whether you’re looking for a family-friendly SUV or a fuel-efficient sedan, we ensure that the vehicles we show you are within your financial reach and align with your desires. This step will help you make an informed decision and drive away with a vehicle that you’re happy with.
Read Our Reviews
We’re proud of our reputation as a leading provider of bad credit car loans in Ontario. Keep reading to see what our satisfied customers have to say about our team.
Get Started with Your Bad Credit Car Loan
Contact Right Turn Auto Credit for a quick and simple car loan approval process. No matter where you are in Ontario, we can help you find the right loan and vehicle. Reach out today and drive away with confidence.
Satisfied Drivers
Real Reviews from Real People
Great service, awesome staff. Thank you Isabelle Irowa for all the help you have given us. You made everything easy for us – you are amazing! I never thought getting a new car is that easy with you. I would definitely recommend to everyone this company. We even get our car delivered to our door step, that’s how awesome they are to their clients. God bless you all, and many thanks.
Joan Abanto
I recently purchased a car from Right Turn Auto, and I couldn’t be happier with the experience. Shannon, my finance manager, went above and beyond to ensure all my needs and expectations were met. She guided me through each step with patience and clarity, making what can often be a stressful process feel smooth and easy. Shannon’s dedication and expertise truly set her apart, and I am incredibly grateful for her support. I would highly recommend Right Turn Auto to anyone in the market for a vehicle. Thank you, Shannon, and the whole team for making this such a positive experience!
❤️✨ RESILIENCE
Yesia Bedward (RESILIENCE)
If you need a vehicle, this is the place to TURN to. Mila was amazing! After a traumatic experience with a car accident, Mila got me into exact car we wanted and in less than a week. Go to Right Turn and definitely ask for Mila.
Mark Williams
My mom and myself would love to thank Mila for doing such an amazing job at getting us a beautiful vehicle when we were almost loosing hope a getting a better vehicle Mila came to our rescue THANK YOU MILA you truly are amazing 👏 ❤️
Connie
What an amazing experience! Nicole from Right Turn Auto Credit was extremely helpful and guided me through this whole process. She was very patient and understanding and went above and beyond to help me. I am truly so happy with my experience and very grateful for all of Nicole’s help through this process. I love my new car and am so excited to start driving it. I highly recommend Right Turn Auto Credit and ask for Nicole, she is awesome and extremely helpful! Thank you Nicole for making this process so much smoother and for being so helpful, I couldn’t be happier!
Alessia Servello
I worked with Shannon she was absolutely amazing! She made the impossible happen. This was my first car and unfortunately my co-signer didn’t have there g1 but she got an exception from the bank! Even got the delivery fee added to my monthly payments. If you’re looking for a car 100% ask for Shannon here at right turn auto. She was amazing to work with. After being denied by so many dealers it seemed impossible especially with me on maternity leave, but she made the impossible happen. I’m very happy with my 2018 Buick encore. She made sure she got me a car I could afford. Couldn’t be more thankful.
Kiana Maracle
After undergoing a bankruptcy 5 yrs ago, Shannon worked her magic and got us exactly what we wanted plus some.. she is truly a godsend along with her Team @ Right Turn Auto, definitely highly recommended, if you had the rest now try the best !! 💯❤️ Thank you so much for everything again as well as Colin Duffy who brought her directly to our home safe and sound 💪 💯
Brad Beauvais
Car Shopping
Made Simple
Typical Auto
Experience
Time Consuming
You have to go drive into the dealership, sit in the finance office, and wait for the numbers to come back on that one vehicle you’re unsure about.
Inefficient
You don’t know if the vehicle fits within your budget. You don’t know what options you have available to you.
Potential Rejection
You have to go drive into the dealership, sit in the finance office, and wait for the numbers to come back on that one vehicle you’re unsure about.
Right Turn Auto
Experience
Fast & Easy
We learn about the kind of vehicle you’re looking for and all of your concerns and issues up-front.
Stress-Free
We make sure ahead off time that the vehicles we show you fit within your budget, and you receive multiple vehicle and payment options.
Any Credit Accepted
Regardless of your credit history, we will be able to help you navigate debt management and securing an approval.
How it
Works
1
Budget Discovery
We learn more about your situation, your budget, and what kind of vehicle you are looking for. We make sure to gather as much information up front so we can offer you our expert guidance
2
Financing Approval
We secure you the best approval from our 15 available banking and lending options. This means you get the lowest rate available and absolute freedom when it comes to term and monthly payments.
3
Vehicle Selection
We offer you several different deal structures with multiple vehicles that fit your guidelines and perfectly match what you and your family are looking for.
We
Serve
We serve communities, towns, cities and regions throughout Ontario.
We can assist with you wherever you are! Our technology will match you with a dealership in your area that has the best possible rates and dozens of vehicle options.
