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Bad Credit Car Loans in Oshawa| Right Turn Auto Credit
Get the best bad credit car loans in Oshawa with Right Turn Auto Credit. We offer flexible financing solutions to help you drive away in the car you need.
Overcome Bad Credit Challenges in Oshawa
If you’re in Oshawa and have faced challenges securing a car loan due to bad credit, you’re not alone. Many people in similar situations are searching for reliable solutions that won’t further strain their finances.
At Right Turn Auto Credit, we understand the stress and uncertainty that can come with trying to find a loan with less-than-perfect credit. That’s why we’re here to change the way people in Oshawa approach car financing.
We focus on creating opportunities, not obstacles. Unlike traditional lenders, we don’t see your credit history as a roadblock but as a starting point. We know that everyone deserves a chance to rebuild their financial life.
That’s why our team is dedicated to finding you the best loan options, no matter your credit score. Our easy process and supportive approach ensure you can secure a vehicle that fits your needs and budget.
With us, getting a car loan in Oshawa is straightforward, stress-free, and a step towards financial recovery. Contact our team today to get started.
Flexible Financing Options for Every Situation
At Right Turn Auto Credit, we understand that every customer’s financial situation is unique. That’s why we offer flexible financing options designed to meet a variety of needs. Whether you’re dealing with a past bankruptcy, have no credit history, or are working to improve a low credit score, we have solutions that can help you get behind the wheel of a reliable vehicle.
Tailored Loan Terms
We believe that financing should be as unique as you are. That’s why we work with a wide network of lenders to offer customized loan terms. Whether you’re looking for a short-term loan or a longer-term plan, we have options that can be tailored to fit your financial situation.
We want to help you find a payment plan that you can comfortably afford, helping you avoid the stress and strain of unmanageable monthly payments
Fair Interest Rates
Securing a loan with a good interest rate is crucial, especially if you have a less-than-perfect credit score. We strive to offer competitive interest rates by partnering with lenders who understand the nuances of bad credit financing
Our goal is to help you access fair rates that make your loan affordable and keep your monthly payments within your means.
Flexible Down Payment Options
We know that coming up with a large down payment can be a challenge, especially when you’re dealing with financial difficulties. To ease this burden, we offer flexible down payment options.
Whether you can contribute a significant amount or need a lower initial payment, we adjust our financing solutions to fit your financial situation. This flexibility helps you get into the car you need without putting extra strain on your budget.
Why Oshawa Residents Trust Right Turn Auto Credit
Personalized Service
At Right Turn Auto Credit, we prioritize a personalized approach to every customer. We take the time to understand each individual’s unique financial situation and vehicle needs.
From the moment you reach out, our team is committed to providing tailored advice and solutions that best fit your circumstances. Our goal is to ensure a smooth car loan process that aligns with your budget and financial goals.
Comprehensive Support
Our commitment goes beyond simply providing a car loan. We offer thorough support throughout the entire process. Our experienced staff is here to answer all your questions, assist with the paperwork, and help you navigate your loan options.
We strive to make everything clear and easy to understand, so you can make well-informed decisions without any added stress.
Local Expertise
Being a part of the Oshawa community gives us an edge in understanding local financial needs. Our deep knowledge of the area’s unique challenges allows us to offer solutions that are specifically tailored to Oshawa residents.
This local expertise ensures that we provide relevant and practical advice that addresses the specific financial landscape of the community.
Proven Results
Right Turn Auto Credit has a proven track record of helping Oshawa residents secure the car loans they need. Our history of satisfied clients and successful loan approvals speaks to our reliability and effectiveness.
Residents trust us for our dedication to achieving their car ownership goals while supporting them in improving their credit standing.
Our Simplified 3-Step Process
1. Assess Your Needs.
To begin, we first gather information about your current financial situation and what you’re looking for in a vehicle. This includes understanding your income, expenses, and any specific preferences or requirements for your car. By taking these details into account, we can better match you with financing options that fit your budget and needs.
2. Secure Financing
Once we have a clear picture of your financial situation, we work with our network of lenders to find the best possible financing options for you. We aim to secure a loan with favorable terms and competitive rates, ensuring that your payments are manageable. Our team handles all the details of the application process, making it easy for you to get approved.
3. Choose Your Vehicle
With your financing in place, we present you with a selection of vehicles that fit your criteria. We ensure that each option meets your budget and preferences. This final step allows you to choose a car that suits your needs and start driving with confidence.
Read Our Reviews
Chris NashJanuary 30, 2021.The experience was over all great. Myself and my wife worked so hard to get out of a rut we were in and try to do better for our growing family . We had turned to sooo many car dealers to not even be looked at or heard. Turned away for having no credit and small debt. Then my wife came across right turn auto and said she read all the reviews and felt we had a chance. "She said , it's a team of women, they will listen.. I think we have a chance. away for having no credit. We dealt with isabella and mila. Thanks for all your work to make this happen. We got our new truck tonightReta DayJanuary 22, 2021.My experience with this company was absolutely amazing! Very quick responses, professional and smooth. I had all my questions answered, I trusted them with everything. I would highly recommend going to Nicole and her team! And....she helped me pick out a vehicle I absolutely 💯 love.Suzanne ZachariahJanuary 21, 2021.I can't say enough about Right Turn and Isabelle!!! Great service amazing woman and I love my new ride!!!Terry JantzenJanuary 20, 2021.Nicole was very friendly, helpful and got us a great quality car for our family. Will be looking forward to dealing with them in the future.Sam AdieJanuary 20, 2021.On December 28th my beater car broke down for the last time at work. The car I hated so much. The car I previously bought when I thought I was between a rock and a hard place. I live just over 50km from work and am a shift worker....I need a car. I called a trusted source to ask about financing and he said "you know...I can put you in touch with someone"...soon after, I was talking to Mila Szumowski on the phone. The sound of her voice and her knowledge and confidence gave me something I needed even before the car...Hope. My research had me looking at cars I really didn't like at financing rates that told me I couldn't even afford those cars. With no money, it had to be financed. I felt I had to take what I could get, but even still, there were just a few things I needed my car to have. A conversation with Mila and she came back with choices...sweet choices and one was a car I really did want. In my current situation and with my less than desirable credit Mila Szumowski got me the car, colour and engine that I wanted. So now, how to get me my car on my schedule while I'm driving a rental for a few days. Paul delivered my car at my convenience all ready to go to the rental place when I returned the rental car. Thank you so much...no problem he said, I've delivered cars to Sault Ste. Marie and even Timmins. He walked me through a very detailed car, (it looks brand new) and answered my questions. Mila Szumowski took care of everything...I mean Everything from the car, the loan, licensing, working with my insurance and even easing my stressed frame of mind....all over the phone. I went from looking at 2005 - 2006, trying to keep kilometers at least around 250,000 and wondering how I was even going to afford the car much less the issues you know it's going to have to Mila placing me into a 2019 Honda Civic with low kilometers. I wouldn't have even looked there. Mila = Mmmmagic.Jeff SeguinJanuary 18, 2021.Amazing!!!! Good hearted people that actually care more about you and your situation and care less about making the sale...They do what it takes to keep you happy and no high pressure. I will recommend to anyone and everyone. Wish more people were this kind and altruistic. Thank you.Praveen K.T.January 17, 2021.This is the 2nd purchase from Right Turn Auto - and still surprised on how excellent their services are. Right from the beginning to end, Nicole, was there every step of the way. Just like Lina was when I first purchased a car through them. Whatever the situation maybe, they collectively work hard to make sure your needs are met. Their service actually exceeds expectations. Professional. Quality. Service. Highly, Highly recommended.german87lJanuary 15, 2021.I was recently in a car accident and was in need of another set of wheels since mine was a right off. A friend recommended Mila from Right Turn Auto Credit so I got in contact with her. I'm glad I did because she made buying a car, stress free. Never asked for any money or anything other then your personal information and want your looking for. She will then go off and look for what you want. In the end I got a nice car, pretty quickly at a far price. Really was the easiest car purchase I've ever made.Carole BonhommeJanuary 14, 2021.I would like to give a big thank you to Mila Szumowski. Mila went above & beyond to help us get into a new vehicle. The entire process was all done virtually due to the pandemic. In the past it’s taken hours upon hours to get through this process. Thanks so much for everything you did, especially taking care of our previous finance company. We Love our new vehicle
Take the First Step to Your New Car.
Contact our team at Right Turn Auto Credit today and get approved for your car loan in Oshawa.
Satisfied Drivers
Real Reviews from Real People
Great service, awesome staff. Thank you Isabelle Irowa for all the help you have given us. You made everything easy for us – you are amazing! I never thought getting a new car is that easy with you. I would definitely recommend to everyone this company. We even get our car delivered to our door step, that’s how awesome they are to their clients. God bless you all, and many thanks.
Joan Abanto
My overall experience with Right Turn Auto Credit gives them six stars!! Isabelle Irowa is an angel! She is extremely professional, her no pressure approach is what won me over. She took the time to explain every step of the process to us while she worked her magic to find our family the perfect car. Isabelle thank you so much for all your hard work, we will certainly see you again when its time to trade this beauty in.
Theresa Mendez
I just would like to say that Amanda and Nicole are very good at customer service. They genuinely do care about your situation. I want to thank these ladies for going the extra mile. They definitely knew that I was very picky person when it came to vehicles. I ended up getting 2018 SUV. I’m truly enjoying it. Thanks ladies for all your hard work. I appreciate the great customer service as our relationship has grown into friendship. Thanks again! Recommend anyone looking for vehicle and truly be treated VIP! This is place. You guys Rock!
Sharmaine Wright
I want to thank Anna G for helping me get approved for a car. After going to dealerships and they couldn’t help me, Anna at Right Turn Auto did. She got me approved in a day and walked me through every step. I now am driving a 2017 Kia Rio lx+ and I love it. I did the application and everything was done very quickly. I will definitely be going back to see her for my next vehicle. They make you feel like part of their family. She made me feel very comfortable from start to finish and texted me and called me to let me know everything that was going on with the vehicle. Thank you again for everything, and I will definitely be coming back.
Kelly Speteri
Isabelle went above and beyond to help find the closest fit for my situation. Both Isabelle, with some help from Nicole, worked tirelessly to make sure everything was a good fit and that I was satisfied. Also a shout out to Paul for delivering the vehicle all the way up to Sault Ste. Marie. He had never been here before. We (Judy and I) pointed out some land marks while driving him to the airport so he could catch his flight home. When it came to personal customer service, you set the bar very high. I don’t think there would be many companies that meet your standards. Dedication, integrity and honesty are qualities well shown. Thank you very much to all of you. The name of your company says it all.
Darren Robertson
We dealt with Isabelle and were totally amazed at how easy she made it. She went above and beyond to help us get a loan and feel good about it. She is absolutely one of the most caring down to earth people I have ever meant. It was totally our pleasure. Not just a loans officer but a new friend.
Michael Gee
I am very pleased with Right Turn Auto. I dealt with Amanda Romain and she had me in a new vehicle within a week of contacting her. I got the car I wanted and everything I asked for it to have. Amanda kept in touch with me letting me know how it was going. She answered any questions I had as well as getting me a great deal for financing. I would recommend this company to anyone. They didn’t push me into getting something I didn’t want just to have my business. I am very pleased with their service. Thank you Right Turn Auto and especially Amanda for the great business you have.
Pat Wellwood
Car Shopping
Made Simple
Typical Auto
Experience
Time Consuming
You have to go drive into the dealership, sit in the finance office, and wait for the numbers to come back on that one vehicle you’re unsure about.
Inefficient
You don’t know if the vehicle fits within your budget. You don’t know what options you have available to you.
Potential Rejection
You have to go drive into the dealership, sit in the finance office, and wait for the numbers to come back on that one vehicle you’re unsure about.
Right Turn Auto
Experience
Fast & Easy
We learn about the kind of vehicle you’re looking for and all of your concerns and issues up-front.
Stress-Free
We make sure ahead off time that the vehicles we show you fit within your budget, and you receive multiple vehicle and payment options.
Any Credit Accepted
Regardless of your credit history, we will be able to help you navigate debt management and securing an approval.
How it
Works
1
Budget Discovery
We learn more about your situation, your budget, and what kind of vehicle you are looking for. We make sure to gather as much information up front so we can offer you our expert guidance
2
Financing Approval
We secure you the best approval from our 15 available banking and lending options. This means you get the lowest rate available and absolute freedom when it comes to term and monthly payments.
3
Vehicle Selection
We offer you several different deal structures with multiple vehicles that fit your guidelines and perfectly match what you and your family are looking for.
We
Serve
We serve communities, towns, cities and regions throughout Ontario.
We can assist with you wherever you are! Our technology will match you with a dealership in your area that has the best possible rates and dozens of vehicle options.