Oshawa,

Drive The Car You Want.

Apply Today. Choose A Vehicle.

Start Here

CTA Main Financing form

"*" indicates required fields

Name*
Driver's License?
Employment
This field is for validation purposes and should be left unchanged.

Bad Credit Car Loans in Oshawa| Right Turn Auto Credit

Get the best bad credit car loans in Oshawa with Right Turn Auto Credit. We offer flexible financing solutions to help you drive away in the car you need.

Overcome Bad Credit Challenges in Oshawa

If you’re in Oshawa and have faced challenges securing a car loan due to bad credit, you’re not alone. Many people in similar situations are searching for reliable solutions that won’t further strain their finances.

At Right Turn Auto Credit, we understand the stress and uncertainty that can come with trying to find a loan with less-than-perfect credit. That’s why we’re here to change the way people in Oshawa approach car financing.

We focus on creating opportunities, not obstacles. Unlike traditional lenders, we don’t see your credit history as a roadblock but as a starting point. We know that everyone deserves a chance to rebuild their financial life.

That’s why our team is dedicated to finding you the best loan options, no matter your credit score. Our easy process and supportive approach ensure you can secure a vehicle that fits your needs and budget.

With us, getting a car loan in Oshawa is straightforward, stress-free, and a step towards financial recovery. Contact our team today to get started.

Flexible Financing Options for Every Situation

At Right Turn Auto Credit, we understand that every customer’s financial situation is unique. That’s why we offer flexible financing options designed to meet a variety of needs. Whether you’re dealing with a past bankruptcy, have no credit history, or are working to improve a low credit score, we have solutions that can help you get behind the wheel of a reliable vehicle.

Tailored Loan Terms

We believe that financing should be as unique as you are. That’s why we work with a wide network of lenders to offer customized loan terms. Whether you’re looking for a short-term loan or a longer-term plan, we have options that can be tailored to fit your financial situation.

We want to help you find a payment plan that you can comfortably afford, helping you avoid the stress and strain of unmanageable monthly payments

Fair Interest Rates

Securing a loan with a good interest rate is crucial, especially if you have a less-than-perfect credit score. We strive to offer competitive interest rates by partnering with lenders who understand the nuances of bad credit financing

Our goal is to help you access fair rates that make your loan affordable and keep your monthly payments within your means.

Flexible Down Payment Options

We know that coming up with a large down payment can be a challenge, especially when you’re dealing with financial difficulties. To ease this burden, we offer flexible down payment options.

Whether you can contribute a significant amount or need a lower initial payment, we adjust our financing solutions to fit your financial situation. This flexibility helps you get into the car you need without putting extra strain on your budget.

Why Oshawa Residents Trust Right Turn Auto Credit

Personalized Service

At Right Turn Auto Credit, we prioritize a personalized approach to every customer. We take the time to understand each individual’s unique financial situation and vehicle needs.

From the moment you reach out, our team is committed to providing tailored advice and solutions that best fit your circumstances. Our goal is to ensure a smooth car loan process that aligns with your budget and financial goals.

Comprehensive Support

Our commitment goes beyond simply providing a car loan. We offer thorough support throughout the entire process. Our experienced staff is here to answer all your questions, assist with the paperwork, and help you navigate your loan options.

We strive to make everything clear and easy to understand, so you can make well-informed decisions without any added stress.

Local Expertise

Being a part of the Oshawa community gives us an edge in understanding local financial needs. Our deep knowledge of the area’s unique challenges allows us to offer solutions that are specifically tailored to Oshawa residents.

This local expertise ensures that we provide relevant and practical advice that addresses the specific financial landscape of the community.

Proven Results

Right Turn Auto Credit has a proven track record of helping Oshawa residents secure the car loans they need. Our history of satisfied clients and successful loan approvals speaks to our reliability and effectiveness.

Residents trust us for our dedication to achieving their car ownership goals while supporting them in improving their credit standing.

Our Simplified 3-Step Process

1. Assess Your Needs.

To begin, we first gather information about your current financial situation and what you’re looking for in a vehicle. This includes understanding your income, expenses, and any specific preferences or requirements for your car. By taking these details into account, we can better match you with financing options that fit your budget and needs.

2. Secure Financing

Once we have a clear picture of your financial situation, we work with our network of lenders to find the best possible financing options for you. We aim to secure a loan with favorable terms and competitive rates, ensuring that your payments are manageable. Our team handles all the details of the application process, making it easy for you to get approved.

3. Choose Your Vehicle

With your financing in place, we present you with a selection of vehicles that fit your criteria. We ensure that each option meets your budget and preferences. This final step allows you to choose a car that suits your needs and start driving with confidence.

Read Our Reviews

Take the First Step to Your New Car.

Contact our team at Right Turn Auto Credit today and get approved for your car loan in Oshawa.

Satisfied Drivers

Real Reviews from Real People

Car Shopping

Made Simple

Typical Auto
Experience

Time Consuming​

You have to go drive into the dealership, sit in the finance office, and wait for the numbers to come back on that one vehicle you’re unsure about.

Inefficient

You don’t know if the vehicle fits within your budget. You don’t know what options you have available to you.

Potential Rejection

You have to go drive into the dealership, sit in the finance office, and wait for the numbers to come back on that one vehicle you’re unsure about.

Right Turn Auto
Experience

Fast & Easy

We learn about the kind of vehicle you’re looking for and all of your concerns and issues up-front.

Stress-Free

We make sure ahead off time that the vehicles we show you fit within your budget, and you receive multiple vehicle and payment options.

Any Credit Accepted

Regardless of your credit history, we will be able to help you navigate debt management and securing an approval.

How it

Works

1

Budget Discovery

We learn more about your situation, your budget, and what kind of vehicle you are looking for. We make sure to gather as much information up front so we can offer you our expert guidance

2

Financing Approval

We secure you the best approval from our 15 available banking and lending options. This means you get the lowest rate available and absolute freedom when it comes to term and monthly payments.

3

Vehicle Selection

We offer you several different deal structures with multiple vehicles that fit your guidelines and perfectly match what you and your family are looking for.

We

Serve

We serve communities, towns, cities and regions throughout Ontario.

We can assist with you wherever you are! Our technology will match you with a dealership in your area that has the best  possible rates and dozens of vehicle options.

In addition to Oshawa , we also serve:

Lively

Redwater

Haileybury

Capreol

North Bay

Temiscaming

Espanola

Elliot Lake

Parry Sound

Sturgeon Falls

Powassan

Ville-Marie

Little Current

South River

Blind River