Bad Credit Car Loans & Finance Near You in Sudbury, ON
Looking for car financing in Sudbury with less-than-perfect credit? Right Turn Auto offers specialized bad credit car loans near you with high approval rates and flexible payment options.
Sudbury Bad Credit Car Financing & Auto Loan Services Near You
At Right Turn Auto, we understand that many Sudbury residents face credit challenges but still need reliable transportation. Our bad credit car loan services in Sudbury are designed to help you secure financing regardless of your credit history.
Whether you’re recovering from bankruptcy, dealing with a consumer proposal, or simply have a low credit score, our team of financing specialists near Sudbury can connect you with the right lenders who understand your unique situation.
We’ve helped countless drivers throughout Sudbury and Northern Ontario get behind the wheel of quality vehicles despite previous financial hardships. Our goal is to find you affordable financing solutions that fit your budget while helping you rebuild your credit.
Located just a few hours from Sudbury, our dedicated team serves the entire region with personalized financing solutions. We work with a network of lenders who specialize in bad credit auto loans, giving Sudbury residents access to competitive rates despite past credit issues.
Common Challenges Faced by People with Bad Credit to Get a Car Loan in Sudbury Near You
Sudbury residents with less-than-perfect credit face numerous obstacles when trying to secure auto financing near you. Understanding these challenges is the first step toward overcoming them.
Low Credit Score
Previous Bankruptcy
Consumer Proposal
Limited or No Down Payment
Income Verification Issues
Limited Credit History
Need a Bad Credit Car Loan in Sudbury?
Don’t let credit issues prevent you from getting the transportation you need. Right Turn Auto specializes in helping Sudbury residents with all types of credit situations secure affordable car financing.
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Our Bad Credit Car Financing Services in Sudbury
Bad Credit Auto Financing
Specialized car loan programs for Sudbury residents with low credit scores or limited credit history.
Car Loans After Bankruptcy
Custom financing solutions for Sudbury drivers who have been through bankruptcy or consumer proposals.
Consumer Proposal Car Loans
Tailored auto loans for Sudbury residents currently in or recently discharged from consumer proposals.
Car Loans for Single Moms
Flexible financing options designed specifically
to help single parents in Sudbury secure reliable transportation.
Second Chance Auto Financing
Fresh start vehicle loans for Sudbury drivers looking to rebuild their credit with affordable payments.
Vehicle Trade-Ins
Trade your current vehicle regardless of condition or amount owing to help finance your next car in Sudbury.
First-Time Buyer Programs
Special financing options for Sudbury residents purchasing their first vehicle with limited or no credit history.
Credit Rebuilding
Auto loans designed to help improve your credit score while getting the transportation you need in Sudbury.
Why Choose Right Turn Auto for Bad Credit Car Loans in Sudbury
High Approval Rate
We approve over 95% of Sudbury applicants regardless of credit history.
Credit Rebuilding Focus
Every loan we arrange for Sudbury residents is designed to help rebuild your credit.
Fast Application Process
Get approved for a car loan in Sudbury in as little as 24 hours.
No Obligation
Free consultations and quotes for all Sudbury residents no hidden fees ever.
Extensive Lender Network
Access to 25+ specialized lenders who work with all credit situations in Sudbury.
Personalized Service
Dedicated finance specialists for Sudbury who understand local economic conditions.
Satisfied Drivers
Real Reviews from Real People
Great service, awesome staff. Thank you Isabelle Irowa for all the help you have given us. You made everything easy for us – you are amazing! I never thought getting a new car is that easy with you. I would definitely recommend to everyone this company. We even get our car delivered to our door step, that’s how awesome they are to their clients. God bless you all, and many thanks.
Joan Abanto
I recently purchased a car from Right Turn Auto, and I couldn’t be happier with the experience. Shannon, my finance manager, went above and beyond to ensure all my needs and expectations were met. She guided me through each step with patience and clarity, making what can often be a stressful process feel smooth and easy. Shannon’s dedication and expertise truly set her apart, and I am incredibly grateful for her support. I would highly recommend Right Turn Auto to anyone in the market for a vehicle. Thank you, Shannon, and the whole team for making this such a positive experience!
❤️✨ RESILIENCE
Yesia Bedward (RESILIENCE)
If you need a vehicle, this is the place to TURN to. Mila was amazing! After a traumatic experience with a car accident, Mila got me into exact car we wanted and in less than a week. Go to Right Turn and definitely ask for Mila.
Mark Williams
My mom and myself would love to thank Mila for doing such an amazing job at getting us a beautiful vehicle when we were almost loosing hope a getting a better vehicle Mila came to our rescue THANK YOU MILA you truly are amazing 👏 ❤️
Connie
What an amazing experience! Nicole from Right Turn Auto Credit was extremely helpful and guided me through this whole process. She was very patient and understanding and went above and beyond to help me. I am truly so happy with my experience and very grateful for all of Nicole’s help through this process. I love my new car and am so excited to start driving it. I highly recommend Right Turn Auto Credit and ask for Nicole, she is awesome and extremely helpful! Thank you Nicole for making this process so much smoother and for being so helpful, I couldn’t be happier!
Alessia Servello
I worked with Shannon she was absolutely amazing! She made the impossible happen. This was my first car and unfortunately my co-signer didn’t have there g1 but she got an exception from the bank! Even got the delivery fee added to my monthly payments. If you’re looking for a car 100% ask for Shannon here at right turn auto. She was amazing to work with. After being denied by so many dealers it seemed impossible especially with me on maternity leave, but she made the impossible happen. I’m very happy with my 2018 Buick encore. She made sure she got me a car I could afford. Couldn’t be more thankful.
Kiana Maracle
After undergoing a bankruptcy 5 yrs ago, Shannon worked her magic and got us exactly what we wanted plus some.. she is truly a godsend along with her Team @ Right Turn Auto, definitely highly recommended, if you had the rest now try the best !! 💯❤️ Thank you so much for everything again as well as Colin Duffy who brought her directly to our home safe and sound 💪 💯
Brad Beauvais
Chris NashJanuary 30, 2021. The experience was over all great. Myself and my wife worked so hard to get out of a rut we were in and try to do better for our growing family . We had turned to sooo many car dealers to not even be looked at or heard. Turned away for having no credit and small debt. Then my wife came across right turn auto and said she read all the reviews and felt we had a chance. "She said , it's a team of women, they will listen.. I think we have a chance. away for having no credit. We dealt with isabella and mila. Thanks for all your work to make this happen. We got our new truck tonight Reta DayJanuary 22, 2021. My experience with this company was absolutely amazing! Very quick responses, professional and smooth. I had all my questions answered, I trusted them with everything. I would highly recommend going to Nicole and her team! And....she helped me pick out a vehicle I absolutely 💯 love. Suzanne ZachariahJanuary 21, 2021. I can't say enough about Right Turn and Isabelle!!! Great service amazing woman and I love my new ride!!! Terry JantzenJanuary 20, 2021. Nicole was very friendly, helpful and got us a great quality car for our family. Will be looking forward to dealing with them in the future. Sam AdieJanuary 20, 2021. On December 28th my beater car broke down for the last time at work. The car I hated so much. The car I previously bought when I thought I was between a rock and a hard place. I live just over 50km from work and am a shift worker....I need a car. I called a trusted source to ask about financing and he said "you know...I can put you in touch with someone"...soon after, I was talking to Mila Szumowski on the phone. The sound of her voice and her knowledge and confidence gave me something I needed even before the car...Hope. My research had me looking at cars I really didn't like at financing rates that told me I couldn't even afford those cars. With no money, it had to be financed. I felt I had to take what I could get, but even still, there were just a few things I needed my car to have. A conversation with Mila and she came back with choices...sweet choices and one was a car I really did want. In my current situation and with my less than desirable credit Mila Szumowski got me the car, colour and engine that I wanted. So now, how to get me my car on my schedule while I'm driving a rental for a few days. Paul delivered my car at my convenience all ready to go to the rental place when I returned the rental car. Thank you so much...no problem he said, I've delivered cars to Sault Ste. Marie and even Timmins. He walked me through a very detailed car, (it looks brand new) and answered my questions. Mila Szumowski took care of everything...I mean Everything from the car, the loan, licensing, working with my insurance and even easing my stressed frame of mind....all over the phone. I went from looking at 2005 - 2006, trying to keep kilometers at least around 250,000 and wondering how I was even going to afford the car much less the issues you know it's going to have to Mila placing me into a 2019 Honda Civic with low kilometers. I wouldn't have even looked there. Mila = Mmmmagic. Jeff SeguinJanuary 18, 2021. Amazing!!!! Good hearted people that actually care more about you and your situation and care less about making the sale...They do what it takes to keep you happy and no high pressure. I will recommend to anyone and everyone. Wish more people were this kind and altruistic. Thank you. Praveen K.T.January 17, 2021. This is the 2nd purchase from Right Turn Auto - and still surprised on how excellent their services are. Right from the beginning to end, Nicole, was there every step of the way. Just like Lina was when I first purchased a car through them. Whatever the situation maybe, they collectively work hard to make sure your needs are met. Their service actually exceeds expectations. Professional. Quality. Service. Highly, Highly recommended. german87lJanuary 15, 2021. I was recently in a car accident and was in need of another set of wheels since mine was a right off. A friend recommended Mila from Right Turn Auto Credit so I got in contact with her. I'm glad I did because she made buying a car, stress free. Never asked for any money or anything other then your personal information and want your looking for. She will then go off and look for what you want. In the end I got a nice car, pretty quickly at a far price. Really was the easiest car purchase I've ever made. Carole BonhommeJanuary 14, 2021. I would like to give a big thank you to Mila Szumowski. Mila went above & beyond to help us get into a new vehicle. The entire process was all done virtually due to the pandemic. In the past it’s taken hours upon hours to get through this process. Thanks so much for everything you did, especially taking care of our previous finance company. We Love our new vehicle
Frequently Asked Questions
Can I get approved for a car loan in Sudbury with bad credit?
Yes, you can get approved for a car loan in Sudbury despite credit challenges. Right Turn Auto partners with lenders who specialize in bad credit situations, focusing on your current income stability rather than past credit mistakes. We assess your unique circumstances and identify high-value financing options that align with your financial capabilities while helping rebuild your credit profile through consistent payments.
How long does the car loan approval process take in Sudbury?
Our car loan approval process in Sudbury is streamlined for efficiency, typically delivering results within 24-48 hours. We prioritize quick decisions without sacrificing the quality of financing options, helping you drive away in your new vehicle with minimal waiting time.
Do I need a down payment for a bad credit car loan in Sudbury?
While not always required, providing a down payment strengthens your application and demonstrates financial commitment. Right Turn Auto works to assess your current situation and design a future-proofed financing structure that balances minimal upfront costs with favorable long-term loan conditions.
Can I get a car loan in Sudbury if I've been through bankruptcy?
Yes, bankruptcy doesn’t eliminate your financing options in Sudbury. Many of our lending partners specialize in post-bankruptcy situations, focusing on your current financial stability rather than past difficulties. Right Turn Auto will help optimize supplier relationships with lenders who understand that bankruptcy represents a fresh financial start, helping you secure transportation while rebuilding your credit profile.
How does Right Turn Auto help single parents get car loans in Sudbury?
Right Turn Auto helps single parents in Sudbury by recognizing their unique financial situation and stable responsibility. We assess your current procurement strategy, considering factors like child tax benefits as legitimate income sources. Our team identifies high-value initiatives that strengthen your application, working with lenders who understand the transportation needs of single-parent households and offer flexible terms that accommodate your budget constraints.
Can I trade in my current vehicle when getting a bad credit car loan in Sudbury?
Absolutely. Trading in your current vehicle can serve as an effective down payment equivalent, potentially strengthening your application. Right Turn Auto will assess your trade-in’s value and integrate it into your financing strategy, streamlining the process and reducing out-of-pocket expenses. This approach drives data-driven decisions for cost savings while simplifying your transition to a more reliable vehicle that meets your current needs.
Visit Our Location Near Sudbury
While we serve customers across Ontario including Sudbury, our main office is located in Oakville. We can process your application remotely, or you’re welcome to visit us in person.
Address:
Right Turn Auto Credit
2357 Royal Windsor Drive
Oakville, ON
L6J7X6
Phone:
(844) 744-4884 or (416) 301-5570
Hours:
Monday - Friday: 10 AM - 6 PM
Saturday-Sunday: Closed
Ready to Get Approved for a Car Loan in Sudbury?
Don’t let bad credit stop you from getting the vehicle you need. Apply now and drive away in your new car in as little as 24 hours!