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Secure Bad Credit Car Loans in Thunder Bay, Ontario
Get approved for a car loan in Thunder Bay. At Right Turn Auto Credit, we specialize in bad credit car loans and make the financing process simple.
Reliable Car Loans-Even With Bad Credit
Getting a car loan with bad credit in Thunder Bay might seem like a challenge, but it doesn’t have to be. At Right Turn Auto Credit, we know just how difficult it can be to navigate traditional financing when your credit score isn’t perfect. We also know how essential it is to have a reliable vehicle in Thunder Bay and that’s why we are committed to helping you find practical solutions.
Our aim is to make the car loan process as simple and accessible as possible, no matter your credit history. Right Turn Auto Credit specializes in providing flexible financing options for people in Thunder Bay, focusing on finding solutions that work for your unique situation.
We don’t just look at your past-we consider your current financial standing and help you move forward with confidence. Get in touch today and let us help you get on the road, stress-free, with a loan you can afford.
Why Thunder Bay Drivers Choose Us
At Right Turn Auto Credit, we understand the unique challenges faced by Thunder Bay residents when it comes to securing car loans, especially with less-than-perfect credit. Our goal is to make car financing simple, straightforward, and accessible, no matter your financial background. Here’s why so many drivers in Thunder Bay choose us for their car loan needs.
Personalized Financing Solutions
We don’t believe in a one-size-fits-all approach. Your financial situation is unique, and we treat it that way. Our team takes the time to understand your current circumstances, whether you’ve had credit issues in the past or you’re just starting to build your credit.
We work with a wide network of lenders, giving us the ability to find flexible financing options that match your specific needs. Whether you’re looking for a lower monthly payment or a shorter loan term, we’ve got you covered.
No Credit History? No Problem
For Thunder Bay residents who don’t have an established credit history, getting a car loan can feel nearly impossible. However, we believe that everyone deserves the opportunity to own a vehicle.
If you’re a first-time car buyer or you haven’t had a chance to build credit yet, we can help you secure a loan that’s designed for individuals with no credit history.
Our lenders look beyond traditional credit scores to assess your ability to make timely payments, giving you the chance to get behind the wheel and start building credit.
Quick and Easy Process
We know that time is of the essence when you need a vehicle. That’s why we’ve streamlined our process to make it as fast and stress-free as possible. From the moment you apply to the time you’re approved, our process is designed to get you into your new car quickly.
In many cases, Thunder Bay drivers can receive approval within the same day. We focus on minimizing paperwork and providing clear guidance throughout the entire process, so there are no surprises or delays.
Local Expertise You Can Trust
At Right Turn Auto Credit, we’re not just another car loan company. We’re part of the Thunder Bay community. Our team understands the local economy, the specific needs of Thunder Bay residents, and the best ways to secure financing for people in the area.
Our local expertise means we’re able to offer advice and loan options that are truly tailored to you. We pride ourselves on building long-term relationships with our clients, many of whom return to us for future car loans or refer their friends and family.
Customer-Centric Service
What sets us apart is our commitment to putting the customer first. From the moment you contact us, we’re focused on making your car-buying experience as smooth and hassle-free as possible.
We’re always available to answer questions, address concerns, and provide guidance. Thunder Bay drivers know they can rely on us for honest, transparent, and friendly service from start to finish.
Car Loans in Three Easy Steps
We begin by taking the time to understand your current financial situation, credit score, and vehicle preferences. This step helps us tailor the loan options specifically for you, ensuring you get the best deal possible.
Step Two: Lender Matching
Once we have your details, we reach out to our network of lenders. These lenders are willing to offer loans even if you have bad credit. We focus on finding financing with affordable terms and flexible repayment options.
Step Three: Vehicle Selection and Finalization
After you’ve been approved for a loan, we assist you in choosing a reliable vehicle that fits both your budget and personal needs. We present you with several options, making sure you find something that works for you. Once selected, all paperwork is finalized, and you drive away in your new car without hassle.
Read Our Reviews
We’re proud of our reputation as a leading provider of bad credit car loans in Ontario. Keep reading to see what our satisfied customers have to say about our team.
Chris NashJanuary 30, 2021.The experience was over all great. Myself and my wife worked so hard to get out of a rut we were in and try to do better for our growing family . We had turned to sooo many car dealers to not even be looked at or heard. Turned away for having no credit and small debt. Then my wife came across right turn auto and said she read all the reviews and felt we had a chance. "She said , it's a team of women, they will listen.. I think we have a chance. away for having no credit. We dealt with isabella and mila. Thanks for all your work to make this happen. We got our new truck tonightReta DayJanuary 22, 2021.My experience with this company was absolutely amazing! Very quick responses, professional and smooth. I had all my questions answered, I trusted them with everything. I would highly recommend going to Nicole and her team! And....she helped me pick out a vehicle I absolutely 💯 love.Suzanne ZachariahJanuary 21, 2021.I can't say enough about Right Turn and Isabelle!!! Great service amazing woman and I love my new ride!!!Terry JantzenJanuary 20, 2021.Nicole was very friendly, helpful and got us a great quality car for our family. Will be looking forward to dealing with them in the future.Sam AdieJanuary 20, 2021.On December 28th my beater car broke down for the last time at work. The car I hated so much. The car I previously bought when I thought I was between a rock and a hard place. I live just over 50km from work and am a shift worker....I need a car. I called a trusted source to ask about financing and he said "you know...I can put you in touch with someone"...soon after, I was talking to Mila Szumowski on the phone. The sound of her voice and her knowledge and confidence gave me something I needed even before the car...Hope. My research had me looking at cars I really didn't like at financing rates that told me I couldn't even afford those cars. With no money, it had to be financed. I felt I had to take what I could get, but even still, there were just a few things I needed my car to have. A conversation with Mila and she came back with choices...sweet choices and one was a car I really did want. In my current situation and with my less than desirable credit Mila Szumowski got me the car, colour and engine that I wanted. So now, how to get me my car on my schedule while I'm driving a rental for a few days. Paul delivered my car at my convenience all ready to go to the rental place when I returned the rental car. Thank you so much...no problem he said, I've delivered cars to Sault Ste. Marie and even Timmins. He walked me through a very detailed car, (it looks brand new) and answered my questions. Mila Szumowski took care of everything...I mean Everything from the car, the loan, licensing, working with my insurance and even easing my stressed frame of mind....all over the phone. I went from looking at 2005 - 2006, trying to keep kilometers at least around 250,000 and wondering how I was even going to afford the car much less the issues you know it's going to have to Mila placing me into a 2019 Honda Civic with low kilometers. I wouldn't have even looked there. Mila = Mmmmagic.Jeff SeguinJanuary 18, 2021.Amazing!!!! Good hearted people that actually care more about you and your situation and care less about making the sale...They do what it takes to keep you happy and no high pressure. I will recommend to anyone and everyone. Wish more people were this kind and altruistic. Thank you.Praveen K.T.January 17, 2021.This is the 2nd purchase from Right Turn Auto - and still surprised on how excellent their services are. Right from the beginning to end, Nicole, was there every step of the way. Just like Lina was when I first purchased a car through them. Whatever the situation maybe, they collectively work hard to make sure your needs are met. Their service actually exceeds expectations. Professional. Quality. Service. Highly, Highly recommended.german87lJanuary 15, 2021.I was recently in a car accident and was in need of another set of wheels since mine was a right off. A friend recommended Mila from Right Turn Auto Credit so I got in contact with her. I'm glad I did because she made buying a car, stress free. Never asked for any money or anything other then your personal information and want your looking for. She will then go off and look for what you want. In the end I got a nice car, pretty quickly at a far price. Really was the easiest car purchase I've ever made.Carole BonhommeJanuary 14, 2021.I would like to give a big thank you to Mila Szumowski. Mila went above & beyond to help us get into a new vehicle. The entire process was all done virtually due to the pandemic. In the past it’s taken hours upon hours to get through this process. Thanks so much for everything you did, especially taking care of our previous finance company. We Love our new vehicle
Let Us Get You On the Road Today
Don’t let poor credit stop you from driving the car you need. Reach out to Right Turn Auto Credit in Thunder Bay today to begin your application. Our team is here to assist you in finding the perfect loan and vehicle, wherever you are in Thunder Bay. Contact us now and take the first step toward driving with confidence.
Satisfied Drivers
Real Reviews from Real People
Great service, awesome staff. Thank you Isabelle Irowa for all the help you have given us. You made everything easy for us – you are amazing! I never thought getting a new car is that easy with you. I would definitely recommend to everyone this company. We even get our car delivered to our door step, that’s how awesome they are to their clients. God bless you all, and many thanks.
Joan Abanto
My overall experience with Right Turn Auto Credit gives them six stars!! Isabelle Irowa is an angel! She is extremely professional, her no pressure approach is what won me over. She took the time to explain every step of the process to us while she worked her magic to find our family the perfect car. Isabelle thank you so much for all your hard work, we will certainly see you again when its time to trade this beauty in.
Theresa Mendez
I just would like to say that Amanda and Nicole are very good at customer service. They genuinely do care about your situation. I want to thank these ladies for going the extra mile. They definitely knew that I was very picky person when it came to vehicles. I ended up getting 2018 SUV. I’m truly enjoying it. Thanks ladies for all your hard work. I appreciate the great customer service as our relationship has grown into friendship. Thanks again! Recommend anyone looking for vehicle and truly be treated VIP! This is place. You guys Rock!
Sharmaine Wright
I want to thank Anna G for helping me get approved for a car. After going to dealerships and they couldn’t help me, Anna at Right Turn Auto did. She got me approved in a day and walked me through every step. I now am driving a 2017 Kia Rio lx+ and I love it. I did the application and everything was done very quickly. I will definitely be going back to see her for my next vehicle. They make you feel like part of their family. She made me feel very comfortable from start to finish and texted me and called me to let me know everything that was going on with the vehicle. Thank you again for everything, and I will definitely be coming back.
Kelly Speteri
Isabelle went above and beyond to help find the closest fit for my situation. Both Isabelle, with some help from Nicole, worked tirelessly to make sure everything was a good fit and that I was satisfied. Also a shout out to Paul for delivering the vehicle all the way up to Sault Ste. Marie. He had never been here before. We (Judy and I) pointed out some land marks while driving him to the airport so he could catch his flight home. When it came to personal customer service, you set the bar very high. I don’t think there would be many companies that meet your standards. Dedication, integrity and honesty are qualities well shown. Thank you very much to all of you. The name of your company says it all.
Darren Robertson
We dealt with Isabelle and were totally amazed at how easy she made it. She went above and beyond to help us get a loan and feel good about it. She is absolutely one of the most caring down to earth people I have ever meant. It was totally our pleasure. Not just a loans officer but a new friend.
Michael Gee
I am very pleased with Right Turn Auto. I dealt with Amanda Romain and she had me in a new vehicle within a week of contacting her. I got the car I wanted and everything I asked for it to have. Amanda kept in touch with me letting me know how it was going. She answered any questions I had as well as getting me a great deal for financing. I would recommend this company to anyone. They didn’t push me into getting something I didn’t want just to have my business. I am very pleased with their service. Thank you Right Turn Auto and especially Amanda for the great business you have.
Pat Wellwood
Car Shopping
Made Simple
Typical Auto
Experience
Time Consuming
You have to go drive into the dealership, sit in the finance office, and wait for the numbers to come back on that one vehicle you’re unsure about.
Inefficient
You don’t know if the vehicle fits within your budget. You don’t know what options you have available to you.
Potential Rejection
You have to go drive into the dealership, sit in the finance office, and wait for the numbers to come back on that one vehicle you’re unsure about.
Right Turn Auto
Experience
Fast & Easy
We learn about the kind of vehicle you’re looking for and all of your concerns and issues up-front.
Stress-Free
We make sure ahead off time that the vehicles we show you fit within your budget, and you receive multiple vehicle and payment options.
Any Credit Accepted
Regardless of your credit history, we will be able to help you navigate debt management and securing an approval.
How it
Works
1
Budget Discovery
We learn more about your situation, your budget, and what kind of vehicle you are looking for. We make sure to gather as much information up front so we can offer you our expert guidance
2
Financing Approval
We secure you the best approval from our 15 available banking and lending options. This means you get the lowest rate available and absolute freedom when it comes to term and monthly payments.
3
Vehicle Selection
We offer you several different deal structures with multiple vehicles that fit your guidelines and perfectly match what you and your family are looking for.
We
Serve
We serve communities, towns, cities and regions throughout Ontario.
We can assist with you wherever you are! Our technology will match you with a dealership in your area that has the best possible rates and dozens of vehicle options.