Easy Approval for Bad Credit Car Loans in Sudbury, Ontario
Easy Approval for Bad Credit Car Loans in Sudbury, Ontario
Right Turn Auto Credit Helps Sudbury Residents With Credit Issues Get Approved for Bad Credit Car Loans.
Get Approved Even When Others Say No
Have you been declined for vehicle financing due to less-than-perfect credit? You’re in the right place! We specialize in financing applicants who may have been turned down elsewhere due to credit issues like late payments, collections, bankruptcies or other derogatory marks.
For years, we’ve helped the residents of Sudbury, Thunder Bay, Sault Ste. Marie, North Bay, Kingston, Windsor, Belleville, and Pembrook get the wheels they need to get to work, take the kids to school and run everyday errands.
Contact us today to learn more about bad credit car loans in Sudbury.
Flexible Financing for Bad Credit Situations
Unlike some competitors, we do not have rigid criteria that automatically disqualify applicants with certain types of past credit issues. We look at the whole picture – your complete application and credit report – to determine if we can structure an affordable loan plan that works for your individual situation.
This personalized approach means we can often provide financing options for all types of credit issues, including:
Bankruptcies (discharged and non-discharged)
Repossessions
Tax liens or judgments
Medical collections
Slow pays or recent delinquencies
Limited or no credit history
We understand that life events outside of anyone’s control can impact even those with previously strong credit. We don’t judge. We want to help get you back on track, not punish you further for past mistakes.
Flexible Terms for Bad Credit Car Loans in Sudbury, Ontario
We offer flexible loan terms to help keep your monthly payments manageable. This includes:
Loan terms from 12 months
Ability to make bi-weekly payments for faster payoff
Lower interest rates than many specialist lenders
Low down payments on most models
Knowing your budget constraints, our financing team will work with you to customize a loan structure with terms you are comfortable with. We want the vehicle you select to be affordable long-term, not just at signing.
Expanded Vehicle Inventory
Many bad credit auto finance companies limit applicant choices to higher mileage and older vehicles. But we believe you deserve reliable transportation without compromising on quality or safety. Choosing from our quality pre-owned inventory means driving off in the ride you want, not just the ride you can get approved for.
Applying for a Car Loan With Bad Credit
Our application process can be completed right from your phone, tablet or computer. In just a few minutes, you can:
Provide basic contact and employment information
Give consent for us to pull your credit report
Receive an instant funding decision
Get connected with a loan advisor if approved
There is no need to take time off work for lengthy in-person meetings that often lead nowhere. You’ll know your odds of approval right away, so you’re not left wondering, like with other lenders.
Dedicated Local Advisors
Once approved, one of our Sudbury financing experts will be assigned as your personal point of contact. They will:
Answer questions about rates, terms, and vehicle options
Tailor a custom deal to suit your unique circumstances
Guide you through the purchase or lease agreement
Submit your paperwork to finalize the deal
All our Sudbury, Ontario, advisors are committed to providing efficient, hassle-free service from start to finish, whether online or over the phone.
Ongoing Customer Support
Vehicle loans are a long-term financial commitment, so we don’t stop supporting you after the sale. As a valued customer, you’ll continue to have direct access to your assigned advisor for:
Refinancing opportunities if your credit improves
Payment arrangements if life events cause temporary hardship
Coordination of warranty or recall services
Advice on selling or trading in your current vehicle
At Right Turn Auto Credit, we appreciate that you chose us for your vehicle loan long after you drive off the lot.
Check Whether You’re Likely to Be Accepted
Curious if we may be able to approve your application but afraid of multiple hard credit inquiries? Use our quick online pre-qualification tool to get a soft credit check that estimates your chances without affecting your score. It’s the perfect low-pressure way to see if partnering with us could be your next step toward rebuilding credit and getting back on four wheels.
You have nothing to lose and potential auto financing to gain. So what are you waiting for? Let’s find you the best car loans for bad credit in Ontario!
How the Loan Process Works
Ready to get started? Here are the next easy steps:
1: Apply Online
Fill out our simple auto loan application form and get a pre-approval decision without even leaving home.
2: Talk to an Advisor
Our representatives will discuss your application and go through the next steps. If you have any questions about car loans for bad credit, we’ll be happy to answer them.
3: Choose Your Car
Once you’ve been pre-approved, it’s time to choose your car. Our helpful advisors will talk you through our customizable deal structures featuring multiple vehicles. With years of experience, we’ll find the deal that best aligns with your needs.
4: Complete Your Purchase
Nearly there – all that’s left now is to complete the final loan paperwork with your assigned advisor. Just a few days after that, your car will be delivered right to your door!
Here’s What Our Clients Say About Our Car Loans
For many years, we have proudly served the communities of Sudbury, Thunder Bay, Sault Ste. Marie, North Bay, Kingston, Windsor, Belleville, and Pembrook. Please take a few moments to see what our Ontario customers say about our services.
The Sooner You Apply, the Quicker You Can Drive Away!
As financing specialists for bad credit car loans in Sudbury, we understand how challenging it can be to try and get a car loan with bad credit. But we’re not like other lenders. We look at your unique circumstances, not just your credit scores. Why wait to get the car you want? We’ll help you get started today.
