Sudbury,
Drive The Car You Want.
Start Here
CTA Main Financing form
"*" indicates required fields
Easy Approval for Bad Credit Car Loans in Sudbury, Ontario
Right Turn Auto Credit Helps Sudbury Residents With Credit Issues Get Approved for Bad Credit Car Loans..
Have you been declined for vehicle financing due to less-than-perfect credit? You’re in the right place! We specialize in financing applicants who may have been turned down elsewhere due to credit issues like late payments, collections, bankruptcies or other derogatory marks.
For years, we’ve helped the residents of Sudbury, Thunder Bay, Sault Ste. Marie, North Bay, Kingston, Windsor, Belleville, and Pembrook get the wheels they need to get to work, take the kids to school and run everyday errands.
Flexible Financing for Bad Credit Situations
Unlike some competitors, we do not have rigid criteria that automatically disqualify applicants with certain types of past credit issues. We look at the whole picture – your complete application and credit report – to determine if we can structure an affordable loan plan that works for your individual situation.
- Bankruptcies (discharged and non-discharged)
- Repossessions
- Tax liens or judgments
- Medical collections
- Slow pays or recent delinquencies
- Limited or no credit history
We understand that life events outside of anyone’s control can impact even those with previously strong credit. We don’t judge. We want to help get you back on track, not punish you further for past mistakes.
Flexible Terms for Bad Credit Car Loans in Sudbury, Ontario
We offer flexible loan terms to help keep your monthly payments manageable. This includes:
- Loan terms from 12 months
- Ability to make bi-weekly payments for faster payoff
- Lower interest rates than many specialist lenders
- Low down payments on most models
Knowing your budget constraints, our financing team will work with you to customize a loan structure with terms you are comfortable with. We want the vehicle you select to be affordable long-term, not just at signing.
Expanded Vehicle Inventory
Many bad credit auto finance companies limit applicant choices to higher mileage and older vehicles. But we believe you deserve reliable transportation without compromising on quality or safety. Choosing from our quality pre-owned inventory means driving off in the ride you want, not just the ride you can get approved for.
Applying for a Car Loan With Bad Credit:
Our application process can be completed right from your phone, tablet or computer. In just a few minutes, you can:
- Provide basic contact and employment information
- Give consent for us to pull your credit report
- Receive an instant funding decision
- Get connected with a loan advisor if approved
There is no need to take time off work for lengthy in-person meetings that often lead nowhere. You’ll know your odds of approval right away, so you’re not left wondering, like with other lenders.
Dedicated Local Advisors
Once approved, one of our Sudbury financing experts will be assigned as your personal point of contact. They will:
- Answer questions about rates, terms, and vehicle options
- Tailor a custom deal to suit your unique circumstances
- Guide you through the purchase or lease agreement
- Submit your paperwork to finalize the deal
All our Sudbury, Ontario, advisors are committed to providing efficient, hassle-free service from start to finish, whether online or over the phone.
Ongoing Customer Support
Vehicle loans are a long-term financial commitment, so we don’t stop supporting you after the sale. As a valued customer, you’ll continue to have direct access to your assigned advisor for:
- Refinancing opportunities if your credit improve
- Payment arrangements if life events cause temporary hardship
- Coordination of warranty or recall services
- Advice on selling or trading in your current vehicle
At Right Turn Auto Credit, we appreciate that you chose us for your vehicle loan long after you drive off the lot.
Check Whether You’re Likely to Be Accepted
Curious if we may be able to approve your application but afraid of multiple hard credit inquiries? Use our quick online pre-qualification tool to get a soft credit check that estimates your chances without affecting your score. It’s the perfect low-pressure way to see if partnering with us could be your next step toward rebuilding credit and getting back on four wheels.
How the Loan Process Works
Ready to get started? Here are the next easy steps:
1: Apply Online
Fill out our simple auto loan application form and get a pre-approval decision without even leaving home.
2: Talk to an Advisor
Our representatives will discuss your application and go through the next steps. If you have any questions about car loans for bad credit, we’ll be happy to answer them.
3: Choose Your Car
Once you’ve been pre-approved, it’s time to choose your car. Our helpful advisors will talk you through our customizable deal structures featuring multiple vehicles. With years of experience, we’ll find the deal that best aligns with your needs.
4: Complete Your Purchase
Nearly there – all that’s left now is to complete the final loan paperwork with your assigned advisor. Just a few days after that, your car will be delivered right to your door!
Here’s What Our Clients Say About Our Car Loans
For many years, we have proudly served the communities of Sudbury, Thunder Bay, Sault Ste. Marie, North Bay, Kingston, Windsor, Belleville, and Pembrook. Please take a few moments to see what our Ontario customers say about our services.
The Sooner You Apply, the Quicker You Can Drive Away!
As financing specialists for bad credit car loans in Sudbury, we understand how challenging it can be to try and get a car loan with bad credit. But we’re not like other lenders. We look at your unique circumstances, not just your credit scores. Why wait to get the car you want? We’ll help you get started today.
Satisfied Drivers
Real Reviews from Real People
Great service, awesome staff. Thank you Isabelle Irowa for all the help you have given us. You made everything easy for us – you are amazing! I never thought getting a new car is that easy with you. I would definitely recommend to everyone this company. We even get our car delivered to our door step, that’s how awesome they are to their clients. God bless you all, and many thanks.
Joan Abanto
My overall experience with Right Turn Auto Credit gives them six stars!! Isabelle Irowa is an angel! She is extremely professional, her no pressure approach is what won me over. She took the time to explain every step of the process to us while she worked her magic to find our family the perfect car. Isabelle thank you so much for all your hard work, we will certainly see you again when its time to trade this beauty in.
Theresa Mendez
I just would like to say that Amanda and Nicole are very good at customer service. They genuinely do care about your situation. I want to thank these ladies for going the extra mile. They definitely knew that I was very picky person when it came to vehicles. I ended up getting 2018 SUV. I’m truly enjoying it. Thanks ladies for all your hard work. I appreciate the great customer service as our relationship has grown into friendship. Thanks again! Recommend anyone looking for vehicle and truly be treated VIP! This is place. You guys Rock!
Sharmaine Wright
I want to thank Anna G for helping me get approved for a car. After going to dealerships and they couldn’t help me, Anna at Right Turn Auto did. She got me approved in a day and walked me through every step. I now am driving a 2017 Kia Rio lx+ and I love it. I did the application and everything was done very quickly. I will definitely be going back to see her for my next vehicle. They make you feel like part of their family. She made me feel very comfortable from start to finish and texted me and called me to let me know everything that was going on with the vehicle. Thank you again for everything, and I will definitely be coming back.
Kelly Speteri
Isabelle went above and beyond to help find the closest fit for my situation. Both Isabelle, with some help from Nicole, worked tirelessly to make sure everything was a good fit and that I was satisfied. Also a shout out to Paul for delivering the vehicle all the way up to Sault Ste. Marie. He had never been here before. We (Judy and I) pointed out some land marks while driving him to the airport so he could catch his flight home. When it came to personal customer service, you set the bar very high. I don’t think there would be many companies that meet your standards. Dedication, integrity and honesty are qualities well shown. Thank you very much to all of you. The name of your company says it all.
Darren Robertson
We dealt with Isabelle and were totally amazed at how easy she made it. She went above and beyond to help us get a loan and feel good about it. She is absolutely one of the most caring down to earth people I have ever meant. It was totally our pleasure. Not just a loans officer but a new friend.
Michael Gee
I am very pleased with Right Turn Auto. I dealt with Amanda Romain and she had me in a new vehicle within a week of contacting her. I got the car I wanted and everything I asked for it to have. Amanda kept in touch with me letting me know how it was going. She answered any questions I had as well as getting me a great deal for financing. I would recommend this company to anyone. They didn’t push me into getting something I didn’t want just to have my business. I am very pleased with their service. Thank you Right Turn Auto and especially Amanda for the great business you have.
Pat Wellwood
Car Shopping
Made Simple
Typical Auto
Experience
Time Consuming
You have to go drive into the dealership, sit in the finance office, and wait for the numbers to come back on that one vehicle you’re unsure about.
Inefficient
You don’t know if the vehicle fits within your budget. You don’t know what options you have available to you.
Potential Rejection
You have to go drive into the dealership, sit in the finance office, and wait for the numbers to come back on that one vehicle you’re unsure about.
Right Turn Auto
Experience
Fast & Easy
We learn about the kind of vehicle you’re looking for and all of your concerns and issues up-front.
Stress-Free
We make sure ahead off time that the vehicles we show you fit within your budget, and you receive multiple vehicle and payment options.
Any Credit Accepted
Regardless of your credit history, we will be able to help you navigate debt management and securing an approval.
How it
Works
1
Budget Discovery
We learn more about your situation, your budget, and what kind of vehicle you are looking for. We make sure to gather as much information up front so we can offer you our expert guidance
2
Financing Approval
We secure you the best approval from our 15 available banking and lending options. This means you get the lowest rate available and absolute freedom when it comes to term and monthly payments.
3
Vehicle Selection
We offer you several different deal structures with multiple vehicles that fit your guidelines and perfectly match what you and your family are looking for.
We
Serve
We serve communities, towns, cities and regions throughout Ontario.
We can assist with you wherever you are! Our technology will match you with a dealership in your area that has the best possible rates and dozens of vehicle options.
